Business & Commercial Insurance
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Business & Commercial Insurance Information
Protect your Investment
Jaimes L. Fewer Agency, Inc. provides insurance to businesses in Barre, Montpelier, Waterbury, Northfield, Stowe, Middlebury, and surrounding areas.
No matter what business you’re in, each workday is dedicated to doing your job well and providing your customers with the best service possible. Jaimes L. Fewer Agency, Inc. would like to return the favor by giving you the coverage you need to ensure the security of your business.
At Jaimes L. Fewer Agency, Inc., we’re committed to keeping your business protected – so you can focus on your day-to-day operations. And with the right insurance plan, your business will be covered from top to bottom. Call us at (802) 476-5050 or request your free commercial insurance quote now!
Common Business Insurance Questions
What is business insurance?
All businesses are prone to operational liabilities, and they face risks of lost of income, property and other financial assets if problems ever arise. Challenges that could affect your operations include:
Fires or severe weather could damage your property
Thieves or dishonest employees could steal company property or money
A customer could get injured on your property and sue you over the losses they sustain
Rather than suffering the financial consequences of these problems, you should be able to turn to your various insurance policies for assistance. Your plans will provide a financial cushion that can help you manage the tricky waters of these challenges with minimal personal loss.
What does business insurance cover?
To comprehensively insure your business, you will need to carry multiple commercial insurance plans. These plans can be combined in different ways to fit your business uniquely. Our agents can help you choose the portfolio of plans that are perfect for you.
General liability insurance: This covers the business in the event it causes property damage or bodily injuries to another party, like a client or vendor.
Business interruption insurance: This helps you pay the bills if you must temporarily close after a damaging accident.
Commercial auto insurance: When the company owns vehicles, this coverage will supply the requisite physical damage, liability and other benefits to help the company afford the costs of wrecks or other vehicle hazards.
Workers’ compensation insurance: If an employee gets hurt on the job, they are often eligible for workers’ compensation. It will supply them with supplementary income during their recovery.
Errors & omissions insurance: Professional advice or mistakes could cause clients a financial loss. This coverage can compensate them on behalf of the business.
Additionally, there are many other policies that you can use to supplement and augment your standard benefits.
Cyber Liability Insurance
Umbrella Liability Insurance
Hired/Non-owned Auto Liability Coverage
How much business insurance do I need?
To adequately insure your business, you must take into account the unique features, property values and liabilities associated with your operation. After all, restaurants need different insurance benefits than gas stations, and CPAs need different plans than boutique owners. It’s the job of Jaimes L. Fewer Agency
to help you get the right combination of policies for your needs.
Small business owners can benefit financially by bundling their essential coverage into a business owners policy (BOP). BOPs are designed for small operations, and allow you to get several types of coverage (property, general liability, business interruption) in one place and at one price, which limits that are tailored to smaller operations.
What will my business insurance benefits cost?
Numerous factors can influence the price of your commercial insurance, and each of your different plans will have different costs. These might be based both on the coverage you choose and the risk factors that the insurer assumes by covering you.
By undertaking a comprehensive risk analysis at the time you enroll in your plan, we will be able to ensure that you get the best balance of benefits at the right prices. Just call us today at (802) 476-5050
, and you’ll be on your way to full commercial insurance solutions in no time.