Workers Compensation 

Insurance for Employees and Employers Across Virginia 

Workers compensation is a critical coverage designed to protect the employees of your business in case of an accident. If an employee is injured on the job, they may need assistance for their medical bills or wage replacement in case they are unable to immediately return to work. 

Jaime L Fewer Agency, Inc. provides workers compensation for businesses across industries throughout Virginia. We understand that employees are the backbone of every business and we are dedicated to helping you protect them while they are on the job. 

What Does Workers Compensation Cover? 

Workers compensation comes with various forms of coverage, including: 

Medical Benefits 

Medical benefits for workers compensation can help cover medical bills an employee may face after a workplace accident. If an employee is injured at work, workers compensation insurance can pay for medical benefits such as emergency medical care, doctor’s visits, surgeries, medical procedures and more. 

Disability Benefits 

Disability benefits cover expenses if an employee is rendered disabled due to a work-related injury. There are four sections of disabilities: 


The compensation an employee may receive for a disability may depend on the severity of the injury. This insurance may also provide compensation for vocational disability in case the employee is unable to return to their previous injury due to a workplace injury. 

Wage Replacement 

After an employee is injured, they may not be able to work for a certain period of time. In these cases, workers compensation insurance will provide replacement for a portion of the employee’s wages for as long as they are unable to return to work. 

Insure with Workers Compensation 

Don’t wait for an accident before investing in workers compensation. Speak with an insurance professional from Jaime L Fewer Agency, Inc. at 802-476-5050 or fill out a quote form to get started today. 

Common Workers Compensation Questions 

How Many States Require Workers Compensation Insurance? 

Every state in the U.S. requires workers compensation aside from Texas. In Virginia, businesses with two or more employees must offer workers compensation insurance. 

How Much Does Workers Compensation Cover? 

Wage replacement under workers compensation steps in when an employee’s injury prevents them from returning to work for a certain amount of time. While they are unable to work, workers compensation replaces a portion of the employee’s wages so they are not left completely without income. 

What Does Workers Compensation Cost? 

The cost of workers compensation depends on the size and payroll of the business. The more employees you have, the more you may pay for workers compensation. Fill out an online quote form to find out how much you can save on workers compensation insurance. 

How Does Workers Compensation Work? 

When you purchase a workers compensation policy, your business generally pays monthly premiums in return for coverage. If an employee is injured on the job, they can file a claim with your insurer to receive compensation for their injury. 

Who Needs Workers Compensation? 

Essentially every business with employees needs workers compensation. Without it, employees could be without coverage for injuries and your business could face a related lawsuit.