Homeowners Insurance
Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Homeowners Insurance Information
PROTECT YOUR HOME AND EVERYTHING IN IT.
At Jaimes L. Fewer Agency, Inc., we know how hard you’ve worked to turn your house into a home. Since your home is one of your most important financial investments, you’ll need proper coverage to keep your investment protected.
Jaimes L. Fewer Agency, Inc. is your trusted solution for homeowners insurance. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.
Why Home Insurance?
While standard Home Insurance can cover fire and weather damage, as well as injuries of others and theft, not all damages and accidents may be insured under a standard policy. That’s why it’s important to talk to an insurance specialist at Jaimes L. Fewer Agency, Inc. about specific coverage options to meet your individual needs.
What Does Home Insurance Cover?
Unexpected household accidents—fires, severe weather, break-ins, vandalism, injury lawsuits—could strike at any time. The one thing these hazards have in common is that they could all be expensive.
If you have home insurance, then you won’t have to worry about where this money will come from when you try to pick up the pieces. By filing a claim against your policy, you’ll receive financial assistance that can help you afford the costs necessary to rebuild and move on with your life.
How Much Home Insurance Do I Need?
Because all homes and their occupants are different, they each need personalized home insurance. This will require attention to detail, and to get the most-appropriate coverage you will need several different benefits. These include:
-
Structure protection: Insures your house in case of damage from fires, weather, theft, vandalism or other hazards.
-
Detached structures coverage: Other buildings on your property like fences, carports, gazebos and detached garages will have coverage.
-
Possessions insurance: Pays for damaged belongings. Protection might cover everything from furniture to food in the pantry and computer systems.
-
Liability coverage: If you accidentally harm someone else or damage their property, you can use this coverage to repay them. Coverage will often pay for incidents both on and off your property.
-
Additional living expense protection: Do you need to move out temporarily after household damage? Let this coverage reimburse you for expenses like dining or hotel bills.
Additionally, you will often need to carry special policy endorsements or buy supplementary plans to increase your protection. Some of your expanded coverage options might include:
Policies can be customized to fit homes of all shapes and sizes, so whether you own a condo, mobile home, rental property or high-value home, we can tailor your plan to fit your needs.
When Should I Buy Home Insurance?
Your need for homeowners insurance starts on day one. Therefore, you should have your policy take effect as soon as you sign the papers to close the deal. Indeed, most mortgage lenders will require you to buy home insurance before they will approve your loan application. As a result, buying coverage will probably be a critical step to take to make your dream of home ownership come true.
Jaimes L. Fewer Agency, Inc. provides Home Insurance for residents near Barre, Montpelier, Waterbury, Northfield, Stowe, and Middlebury. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.
|